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Using the social security system as a model, Lockhart suggests that all social policy programs should draw upon five basic principles. First, they ought—as much as possible—to be based on reciprocity ; those who contribute to the social product may in turn draw on that product when social hazards confront them. Second, social program assistance should generally be aimed at supplementing recipient households' efforts at self-support. Third, programs should be inclusive ; benefits should be accessible to everyone within a particular program. Fourth, we should rely insofar as possible on social insurance for meeting the needs of those confronting various social hazards. And fifth, social merging programs incorporating features similar to those of social insurance are preferable to public assistance efforts. Lockhart uses these principles to develop an innovative plan for social policy that he calls an investments approach.
Gaining Ground provides an important contribution to the discussion about the dynamics and future of social policy and should elicit a range of responses from scholars and policymakers alike.