The Complete Idiot's Concise Guide to Getting Out of Debt

You want to lower - or even eliminate - your debt. But it's not easy to balance your checkbook when so much of your salary is consumed by life. This helpful guide offers solid strategies to help you get out of your money pit. In it you get: *An understadning of where debt comes from and how to control your cash flow. *Expert advice on creating a budget plan and payment strategy you can live with. *Tactics for regaining control over credit cards, your mortgage, and other debt. *Real-world tips on getting creditors off your back.