Descrição
Becoming a Digital Bank is the challenge for all banks as customers demand new services focused upon 21st century technologies. The challenge is that most bank systems are stuck in the last century. None of this is easy, and changing the bank’s core systems to become a truly Digital Bank is the hardest challenge of all. This is because the reinvention of last century technologies to new platforms with total reliability, security and resilience, is a stretch for everyone.
It makes it hard for traditional banks to compete in this new space, and allows many new and nimble firms to enter the banking markets and steal market share by exploiting new technologies, specifically the mobile internet.
In this new age of the mobile internet, where cloud computing allows anyone to scale from small to big data and back again, we are all wondering how to evolve our businesses to this new model of servicing and processing. In fact, many of us are wondering what the new model of banking will be.
What does it all mean; how do shape the vision; who are the people providing leadership; and where can you find out more?
This book tries to answer all of these questions, with one of the markets leading practitioners providing insights, case studies, knowledge and opinion in order to show the way forward and is based upon the extensive writing of Chris Skinner.
Chris Skinner is known internationally as an independent commentator on the financial markets through his blog, the Finanser, and as Chair of the global networking forum the Financial Services Club, which he founded in 2004. Before this he ran sales and marketing strategies in financial services for NCR and Unisys. He is also the best-selling author of nine other books covering everything from regulations and change to the European financial markets to the future of banking to the ups and downs of the last five years living through the most recent financial crisis.
Digital Bank not only includes extensive guidance and background on the digital revolution in banking, but also in-depth analysis of the activities of incumbent banks such as Barclays and new start-ups such as Metro Bank in the UK, as well as disruptive new models of banking such as Alior Bank in Poland and FIDOR Bank in Germany. Add on to these a comprehensive sprinkling of completely new models of finance, such as Zopa and Bitcoin, and you can see that this book is a must-have for anyone involved in the future of business, commerce and banking.
“Chris Skinner is simply one of the most brilliant minds in banking, and he’s always an entertaining read.” The Financial Brand commentary when awarding Chris Skinner’s blog the Reader’s Best Banking Blog Award
It makes it hard for traditional banks to compete in this new space, and allows many new and nimble firms to enter the banking markets and steal market share by exploiting new technologies, specifically the mobile internet.
In this new age of the mobile internet, where cloud computing allows anyone to scale from small to big data and back again, we are all wondering how to evolve our businesses to this new model of servicing and processing. In fact, many of us are wondering what the new model of banking will be.
What does it all mean; how do shape the vision; who are the people providing leadership; and where can you find out more?
This book tries to answer all of these questions, with one of the markets leading practitioners providing insights, case studies, knowledge and opinion in order to show the way forward and is based upon the extensive writing of Chris Skinner.
Chris Skinner is known internationally as an independent commentator on the financial markets through his blog, the Finanser, and as Chair of the global networking forum the Financial Services Club, which he founded in 2004. Before this he ran sales and marketing strategies in financial services for NCR and Unisys. He is also the best-selling author of nine other books covering everything from regulations and change to the European financial markets to the future of banking to the ups and downs of the last five years living through the most recent financial crisis.
Digital Bank not only includes extensive guidance and background on the digital revolution in banking, but also in-depth analysis of the activities of incumbent banks such as Barclays and new start-ups such as Metro Bank in the UK, as well as disruptive new models of banking such as Alior Bank in Poland and FIDOR Bank in Germany. Add on to these a comprehensive sprinkling of completely new models of finance, such as Zopa and Bitcoin, and you can see that this book is a must-have for anyone involved in the future of business, commerce and banking.
“Chris Skinner is simply one of the most brilliant minds in banking, and he’s always an entertaining read.” The Financial Brand commentary when awarding Chris Skinner’s blog the Reader’s Best Banking Blog Award